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Pam's Insurance Site

When I bought my first house, I was already going into a lot of debt. I didn't have the money to seriously insure it, so I bought only the bare minimum without consulting an insurance professional. That was a big mistake on my part. It could have turned out alright. That is, if my house hadn't been in the path of a huge storm. Huge gale winds knocked a tree down straight through my roof. My house was practically destroyed, and my minimal policy didn't cover nearly enough. I spent years and years trying to get myself out of that financial mess. Since then, I have always been very cautious in learning about insurance and talking to the real professionals.

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Latest Posts

Understanding the Basics of Commercial Liability Insurance Coverage
20 March 2024

As a business owner, there are many factors to con

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Understanding The Various Types Of Home Insurance
12 October 2023

As a homeowner, one of the most important investme

Key Steps To Review and Update Your Home Insurance Policy
22 August 2023

The annual ritual of renewing home insurance is mo

Driving In Style: Protect Your Investment With Comprehensive Auto Insurance
16 June 2023

As an avid driver, you need to understand the impo

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Don’t Just Look At Premiums When Getting Home Insurance Quotes – Check Out These 5 Coverages Too

Many people focus on insurance policies' premiums when getting home insurance quotes, since premiums are how much policies cost. While no one wants to pay more than they have to for insurance, premiums aren't all you should think about when getting home insurance quotes. You should also look at coverages, which determine what types of protection policies provide. Here are five specific coverages you should look at in any home insurance policy you think about getting. Read More 

6 Facts About The Relationship Between Auto Insurance And Car Accidents

Getting into a car accident is scary physically and financially, especially if your auto insurance decides to increase your insurance premiums. If you've been in an accident, or you are just curious about what happens after an auto accident, check out these six auto insurance facts. At-Fault Drivers Usually See Rate Increases The most likely outcome of any auto accident is that whoever caused the accident is going to see a rate increase in their auto insurance. Read More 

Five Ways To Save If Your Teens Requires An SR22 Insurance Policy

Teens are expensive to insure in general, but if you are paying for a teen to have SR22 insurance, your rates will be even higher. SR22 is not strictly a type of insurance. Rather, it is a certificate sent by your insurer to the state verifying that you have coverage. SR22 certificates are usually court ordered after a driver has been in an accident or committed some type of offense. Read More 

What Every Dentist Needs To Know About Trigeminal Neuralgia

Trigeminal neuralgia is an extremely painful medical condition that dentists need to be aware of. In fact, according to the National Institutes of Health, trigeminal neuralgia is often misdiagnosed as a toothache. If you are a dentist or work in a dental office, it's important to understand trigeminal neuralgia so you can refer your patients to a neurosurgeon for appropriate medical care. Symptoms of trigeminal neuralgia Trigeminal neuralgia, often called the suicide disease, causes excruciating pain in the face along the 5th cranial nerve, which has three branches in the face. Read More 

What Every Small Business Owner Needs To Know About Auto Insurance

Owning a business involves a lot of paperwork, especially insurance to protect you, the business and employees. If you have any employees who drive for work-related task, there are some things you need to know about auto insurance to protect your small business. Commercial Auto Insurance Is Only For Company Owned Cars Commercial auto insurance is designed to cover vehicles that are owned by the company. For example, if you are a plumbing company and own several work vans, you'll need commercial auto insurance. Read More