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Pam's Insurance Site

When I bought my first house, I was already going into a lot of debt. I didn't have the money to seriously insure it, so I bought only the bare minimum without consulting an insurance professional. That was a big mistake on my part. It could have turned out alright. That is, if my house hadn't been in the path of a huge storm. Huge gale winds knocked a tree down straight through my roof. My house was practically destroyed, and my minimal policy didn't cover nearly enough. I spent years and years trying to get myself out of that financial mess. Since then, I have always been very cautious in learning about insurance and talking to the real professionals.

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Latest Posts

Understanding the Basics of Commercial Liability Insurance Coverage
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As a business owner, there are many factors to con

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Understanding The Various Types Of Home Insurance
12 October 2023

As a homeowner, one of the most important investme

Key Steps To Review and Update Your Home Insurance Policy
22 August 2023

The annual ritual of renewing home insurance is mo

Driving In Style: Protect Your Investment With Comprehensive Auto Insurance
16 June 2023

As an avid driver, you need to understand the impo

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What To Do Before Getting An Auto Insurance Plan

There is definitely a certain feeling of security that comes with having an auto insurance policy. Risks abound once you hit the streets and you want to protect yourself financially as much as possible so you don't have to deal with the full brunt of the enormous expenses that can come from an unexpected accident. Some people purchase vehicle coverage on a whim and don't really give as much thought to the decision as they likely should. Read More 

3 Reasons To Enroll In An Insurance Continuing Education Course

Careers in the insurance industry can seem mundane, but the industry is rich with unique and interesting opportunities. In order to take advantage of these opportunities, it's imperative that you have the right training and credentials. The best way to obtain these is through participation in continuing education (CE) courses designed specifically for insurance industry professionals. The right CE course has the potential to improve your career and help you become a more effective insurance agent in the future. Read More 

3 Essential Things To Know About SR-22 Insurance

If you have been charged with a serious traffic violation, you may be required to get an SR-22 form from your auto insurance provider to keep your driver's license. Thing #1: SR-22 Isn't a Type of Insurance  An SR-22 form isn't a type of insurance; it is a form that states you have the minimum liability insurance that is required by your state. This form is issued, upon your request, by your insurance provider. Read More 

Four Things A Senior Approaching 65 Should Understand About Medicare Health Insurance

Medicare is a topic that is often talked about on television, especially during election time. But you may be wondering what it is and whether you qualify for it. The quick answer is yes — if are 65 years old and have paid into the Social Security system. However, the following are a few things you should understand about Medicare insurance. It is an entitlement program Medicare is part of the Social Security system. Read More 

Do You Need Car Insurance If You Do Not Have A Vehicle Right Now?

If you are in between vehicles and plan to live without a car for a while, do you need car insurance? Many people wonder about this, and the answer is that you might need it or you might not. It depends on your situation. Here are several things to know about having car insurance if you do not have a car. You Do Not Legally Need It The first thing to know is that you do not legally have to carry auto insurance if you do not own a car or drive one. Read More