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Pam's Insurance Site

When I bought my first house, I was already going into a lot of debt. I didn't have the money to seriously insure it, so I bought only the bare minimum without consulting an insurance professional. That was a big mistake on my part. It could have turned out alright. That is, if my house hadn't been in the path of a huge storm. Huge gale winds knocked a tree down straight through my roof. My house was practically destroyed, and my minimal policy didn't cover nearly enough. I spent years and years trying to get myself out of that financial mess. Since then, I have always been very cautious in learning about insurance and talking to the real professionals.

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Why You Need More Than The Minimal Amount Of Car Insurance
2 March 2017

When shopping around for auto insurance, you may b

Don't Just Look At Premiums When Getting Home Insurance Quotes -- Check Out These 5 Coverages Too
29 July 2016

Many people focus on insurance policies' premiums

6 Facts About The Relationship Between Auto Insurance And Car Accidents
29 January 2016

Getting into a car accident is scary physically an

Five Ways To Save If Your Teens Requires An SR22 Insurance Policy
13 July 2015

Teens are expensive to insure in general, but if y

What Every Dentist Needs To Know About Trigeminal Neuralgia
15 June 2015

Trigeminal neuralgia is an extremely painful medic

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Why You Need More Than The Minimal Amount Of Car Insurance

When shopping around for auto insurance, you may be tempted to reduce your premiums by buying the bare minimum amount of coverage that is required. While this will save you some money now, it could end up costing you money in the long run. Here are some reasons why you should purchase a better car insurance policy. You Could Get In An Accident With Someone That's Uninsured While there are only a couple states that don't require drivers to have car insurance, there are people that go without it and just hope for the best. Read More 

Don’t Just Look At Premiums When Getting Home Insurance Quotes – Check Out These 5 Coverages Too

Many people focus on insurance policies' premiums when getting home insurance quotes, since premiums are how much policies cost. While no one wants to pay more than they have to for insurance, premiums aren't all you should think about when getting home insurance quotes. You should also look at coverages, which determine what types of protection policies provide. Here are five specific coverages you should look at in any home insurance policy you think about getting. Read More 

6 Facts About The Relationship Between Auto Insurance And Car Accidents

Getting into a car accident is scary physically and financially, especially if your auto insurance decides to increase your insurance premiums. If you've been in an accident, or you are just curious about what happens after an auto accident, check out these six auto insurance facts. At-Fault Drivers Usually See Rate Increases The most likely outcome of any auto accident is that whoever caused the accident is going to see a rate increase in their auto insurance. Read More 

Five Ways To Save If Your Teens Requires An SR22 Insurance Policy

Teens are expensive to insure in general, but if you are paying for a teen to have SR22 insurance, your rates will be even higher. SR22 is not strictly a type of insurance. Rather, it is a certificate sent by your insurer to the state verifying that you have coverage. SR22 certificates are usually court ordered after a driver has been in an accident or committed some type of offense. Read More 

What Every Dentist Needs To Know About Trigeminal Neuralgia

Trigeminal neuralgia is an extremely painful medical condition that dentists need to be aware of. In fact, according to the National Institutes of Health, trigeminal neuralgia is often misdiagnosed as a toothache. If you are a dentist or work in a dental office, it's important to understand trigeminal neuralgia so you can refer your patients to a neurosurgeon for appropriate medical care. Symptoms of trigeminal neuralgia Trigeminal neuralgia, often called the suicide disease, causes excruciating pain in the face along the 5th cranial nerve, which has three branches in the face. Read More