Pam's Insurance Site

About Me

When I bought my first house, I was already going into a lot of debt. I didn't have the money to seriously insure it, so I bought only the bare minimum without consulting an insurance professional. That was a big mistake on my part. It could have turned out alright. That is, if my house hadn't been in the path of a huge storm. Huge gale winds knocked a tree down straight through my roof. My house was practically destroyed, and my minimal policy didn't cover nearly enough. I spent years and years trying to get myself out of that financial mess. Since then, I have always been very cautious in learning about insurance and talking to the real professionals.

Latest Posts

Key Steps To Review and Update Your Home Insurance Policy
22 August 2023

The annual ritual of renewing home insurance is mo …

Driving In Style: Protect Your Investment With Comprehensive Auto Insurance
16 June 2023

As an avid driver, you need to understand the impo …

Shopping For A New Homeowners Insurance Plan? What You Need To Add To Your Coverage Now
20 April 2023

If you have concerns that you are overpaying for h …

7 Essential Auto Insurance Tips For Elderly Drivers
22 March 2023

For an elderly driver, finding the right auto insu …

Reasons To Have An Auto Insurance
25 January 2023

One of the most effective ways of protecting your …

Key Steps To Review and Update Your Home Insurance Policy

22 August 2023
Categories: Insurance, Blog

The annual ritual of renewing home insurance is more than just a formality. It's an opportunity to reassess coverage needs, ensuring that your home and belongings remain adequately protected. For many homeowners, a lot can change in a year—from acquiring new possessions to making home improvements. These changes can impact the coverage required, making the renewal period the perfect time to review and update the insurance policy. Understand Current Coverage Read More

Driving In Style: Protect Your Investment With Comprehensive Auto Insurance

16 June 2023
Categories: Insurance, Blog

As an avid driver, you need to understand the importance of protecting your investment on the road. Comprehensive auto insurance goes beyond basic coverage, providing you with a comprehensive shield against a wide range of risks. This article will delve into the intricacies of comprehensive auto insurance and its role in safeguarding your vehicle. Whether you own a luxurious sports car or a practical family sedan, comprehensive auto insurance is an essential component of driving in style and it is vital that you invest in it to ensure that you will be able to stay behind the wheel no matter what may come your way. Read More

Shopping For A New Homeowners Insurance Plan? What You Need To Add To Your Coverage Now

20 April 2023
Categories: Insurance, Blog

If you have concerns that you are overpaying for homeowners insurance, it's time to shop around. You won't know what your options are unless you take the time to get a couple of quotes, and most quotes are easy to acquire online or via telephone. There are many things that will help you get the best price for your policy, including the following: Documented on-time payment history with your current policy provider Minimal claim history Proof of upkeep and maintenance of the property over time Switching companies may also get you a new member discount. Read More

7 Essential Auto Insurance Tips For Elderly Drivers

22 March 2023
Categories: Insurance, Blog

For an elderly driver, finding the right auto insurance policy can be a bit more complicated than for younger drivers. However, with the right approach, you can find the coverage you need at a price you can afford. Here are seven auto insurance tips for elderly drivers: 1. Shop around The first step in finding the right auto insurance policy is to shop around. Don't settle for the first policy you come across. Read More

Reasons To Have An Auto Insurance

25 January 2023
Categories: Insurance, Blog

One of the most effective ways of protecting your vehicle is by purchasing car insurance. The insurance policies differ depending on the coverage. For instance, you can get a comprehensive policy that provides broad coverage that may include protection against personal injury, natural disasters, and fires. Also, you may get third-party auto insurance that covers losses, including property damage and bodily injury that you cause other motorists. Fortunately, your car insurance company can help you select the perfect coverage for your needs. Read More